North Carolina Life insurance coverage

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Life insurance coverage

Life Insurance

Life insurance gives you peace of mind, so you do not have to worry about your dependents' future. If you have never had life insurance before but are thinking of getting it in the state of North Carolina, Fortified Insurance Partners has prepared a list of things you should know:

  • The State Insurance Code regulates life insurance in the Tar Heel State used to regulate claims and provide provisions to protect life insurance consumers.
  • There is a free look period, according to which new policyholders have the right to cancel their life insurance within 10 days after the purchase and receive a full refund.
  • There is also a grace period, meaning that if you are late with your insurance payment, you still have 30 days to bring the account current before the insurance gets canceled.
  • There are two types of life insurance - term life insurance and permanent insurance. Term insurance is cheaper, and it pays only if death occurs during a certain period of time (in most cases, 30 years). Permanent life insurance is the type of policy that does not expire. Due to investment opportunities and lifelong coverage, permanent insurance is more expensive.

If you are a resident of North Carolina, and you are looking for a life insurance policy to protect people you love and make sure that you will not struggle financially after your death, Fortified Insurance Partners is ready to assist you. Our highly qualified and experienced agents are ready to answer all your questions and find a policy based on your expectations, budget, and insurance needs. Do not hesitate to visit our website or give us a call.

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